One Advisor.
Every Family Policy.
More About Soni
Soni Kochukunju
Financial Advisor (CIP)
Soni Kochukunju has spent over 17+ years in the insurance and investment industry, building Soni4u into a one-stop service centre for LIC policies, health and general insurance, and everyday investment planning.
That experience is recognised by the Million Dollar Round Table (MDRT) — an international mark of excellence held by financial professionals across the globe — and by LIC's Galaxy Club, awarded for consistent, high-quality service to policyholders.
The practice works with individuals planning for their family's future, and with business owners who need keyman cover, employer-employee schemes or group insurance for their teams. Every recommendation is explained in plain language, with the paperwork and renewals handled end to end.
Advice before product
A recommendation only reaches you after we understand your income, dependents and goals — never the other way round.
One point of contact
Life insurance, health cover, mutual funds and loans — handled by the same advisor, not passed between departments.
Support after the sale
Renewals, claims and life changes are followed up on, so a policy stays useful long after it's signed.
Authorised consultant for India's trusted insurers
Soni4u places policies directly with the companies below — no unnamed middlemen, no reseller markup.
LIC
New India Assurance
Manipal Cigna
Star Health
Your right choice starts with one phone call.
Tell us what you want to protect — your income, your family, your business — and we'll bring the right policy to the table.